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Key Responsibilities :

- Design and implement payment solutions within Temenos T24/Transact, covering domestic payments, cross-border payments, SWIFT, Real-Time Payments, Faster Payments, UPI, clearing, and settlement.
- Configure and customize T24 modules related to Funds Transfer (FT) and Temenos Payments / Payments Hub.
- Define payment workflows, message formats, routing logic, validation rules, and processing requirements.
- Architect integrations between T24 and payment ecosystems such as SWIFT, RTGS, NEFT, SEPA, ACH, UPI, payment gateways, and clearing houses.
- Design API-based and event-driven integrations using OFS, REST APIs, middleware / ESB, and messaging platforms.
- Ensure support for both real-time and batch payment processing.
- Act as the Payments Solution Lead / Architect for T24 transformation and implementation programs.
- Coordinate with Core Banking, Digital Channels, Mobile/Internet Banking, Integration, Middleware, Infrastructure, Security, Business, and Operations teams.
- Lead solution-design workshops, technical discussions, architecture reviews, and payment solution sign-offs.
- Ensure solutions meet agreed timelines, performance SLAs, security standards, regulatory requirements, and business objectives.
- Engage with clients and business stakeholders to understand payment requirements and translate them into scalable technical solutions.
- Lead client discussions, solution walkthroughs, architecture presentations,



and technical workshops.
- Provide technical guidance to development and implementation teams throughout the project lifecycle.
- Ensure payment solutions support end-to-end payment processing, including initiation, validation, routing, clearing, settlement, reconciliation, and exception handling.
- Work with payment messaging standards including SWIFT MT/MX and ISO 20022.
- Support payment modernization and transformation initiatives, including migration from legacy payment formats and processes to modern payment standards.

Required Skills :

- Strong experience in Temenos T24 / Temenos Transact.
- Strong expertise in T24 Payments / Payments Hub and Funds Transfer (FT).
- Experience with domestic and international payments.
- Hands-on understanding of SWIFT MT/MX and ISO 20022.
- Experience with RTGS, NEFT, SEPA, ACH, and UPI.
- Experience with payment gateways and clearing systems.
- Strong knowledge of OFS, REST APIs, ESB / Middleware, and integration patterns.
- Understanding of real-time and batch payment processing.
- Strong knowledge of payment workflows, routing, clearing, settlement, reconciliation, and exception handling.
- Experience in T24 transformation / modernization programs.
- Robust client-facing and stakeholder-management skills.
- Excellent communication, analytical, documentation, and solution-design skills.

📌 Solution Architect - Temenos (India)
🏢 Growel Softech
📍 India