Assessing the creditworthiness of customers, establishing credit limits, and managing overall credit risk for the state or region.

? Developing and implementing credit policies and procedures in alignment with the organization's overall credit strategy and business objectives.

? Analyzing financial statements, credit reports, and other relevant information to evaluate the creditworthiness of potential and existing customers.

? Making informed credit decisions based on analysis, risk assessment, and compliance with established credit policies.

? Monitoring and managing the credit portfolio for the state, ensuring timely collections, minimizing bad debts, and maintaining a healthy accounts receivable position.

? Building and maintaining effective relationships with customers, sales teams,



and other stakeholders to ensure smooth credit operations and resolve any credit-related issues.

? Providing leadership and guidance to the credit team in the state, fostering a high-performance culture, and facilitating their career development.

? Generating regular reports on credit metrics, trends, and portfolio performance, and providing insights to senior management for strategic decision-making.

? Ensuring compliance with relevant laws, regulations, and internal policies related to credit management and collections.

? Identifying opportunities for process optimization, implementing best practices, and driving continuous improvement initiatives to enhance the efficiency and effectiveness of credit operations.

📌 Regional Credit Manager (Ahmedabad)
🏢 Namdev Finvest
📍 Ahmedabad