· Assess funding requirements for ongoing and upcoming real estate projects.

· Prepare financial models and cash flow projections for project financing.

· Evaluate funding options including term loans, construction finance, LAP, LRD, OD facilities, and ICDs.

· Identify suitable lenders (banks, NBFCs, funds, private equity) and negotiate terms.

· Structure loan agreements considering project milestones and repayment schedules.

· Secure approvals for drawdowns and ensure timely disbursement of funds.

· Negotiate ICD terms with NBFCs and manage group-level borrowing arrangements.

· Ensure adherence to loan covenants, RERA guidelines, and statutory requirements.

· Maintain accurate documentation for loan agreements, security creation, and ICD contracts.





· Coordinate with legal teams for mortgage creation and charge registration.

· Track interest rates, repayment schedules, and optimize borrowing costs.

· Prepare MIS on project funding status, debt portfolio, ICD utilization, loan repayment and interest cost analysis.

· Highlight risks related to funding delays or covenant breaches.

· Liaise with internal teams (Projects, Accounts, Legal) for fund utilization and compliance.

· Maintain solid relationships with banks, NBFCs, and rating agencies.

📌 Manager - Treasury (Kolkata)
🏢 P S Group Realty
📍 Kolkata