Role Profile

EWS Risk Manager (SULB)

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ROLE SPECIFICATION

Role Title

EWS Risk Manager

Employee Interviewed

NCM

Reports To

EWS Lead

Company

Muthoot Fincorp Limited

Function/Department

Credit – Supply Chain Finance

Location

Written By

Approved By (Functional)

NCH

Approved By (People & Culture)

Date (Written On)

21.08.2026

ROLE SUMMARY The Early Warning System (EWS) Risk Manager is responsible for safeguarding the portfolio against potential credit defaults and financial risks through robust data architecture, advanced analytics, and predictive modeling. This role anchors the end-to-end lifecycle of both EWS and Business Risk Engine (BRE) models, ensuring they remain accurate, high-performing, and aligned with evolving risk appetites.

ORGANIZATIONAL CHART

KEY RESPONSIBILITIES

Operations & Transactional

Data Organization & Management

- Architect and oversee comprehensive data pipelines, ensuring data integrity, hygiene, and seamless integration across disparate sources to feed risk models effectively.

Advanced Analytics & Modeling

- Spearhead the design, development, and validation of predictive EWS models (to flag early distress signals) and BRE models (to track ongoing behavioral risk changes).





Model Finetuning & Optimization

- Continuously recalibrate model parameters and algorithms to reduce false positives, enhance predictive power, and adapt to changing macroeconomic conditions.

Performance Tracking & Governance:

- Implement rigorous monitoring frameworks to track model accuracy, stability, and business impact over time, ensuring compliance with internal risk policies and regulatory standards.
- Engage senior leadership proactively to diagnose underperforming segments, pinpoint credit strengths, and channel growth strategies toward high-performing areas.

KEY INTERACTIONS

Internal Stakeholders

External Stakeholders

RM, ASM, RSM, NSM, RCM,NCH, Portfolio Head

Customers, Vendors

KEY ROLE DIMENSIONS

Geographical coverage – State / Part of State

Direct reportees - NA

Total team size - NA

SULB

KEY SKILLS & BEHAVIOURAL ATTRIBUTES

Comfortable working in a paperless/highly digitized lending workplace

Prior experience in data driven decision making, development of risk models.

Data handling and model development with Python , SAS, SQL

EDUCATION / EXPERIENCE

- 3 – 5 years of experience
- UG/PG

📌 Ews Risk Manager - Scf (Chennai)
🏢 Muthoot Fincorp
📍 Chennai