01 Oct
|
Michael Page
|
India
01 Oct
Michael Page
India
About Our Client Our client is a well-established financial services organisation with a strong presence in the microfinance and rural lending ecosystem. The company serves underserved customer segments across multiple geographies in India and is focused on responsible lending, sustainable growth, customer-centric operations, and building high-performing field teams.
- Take complete ownership of a ₹200 Cr microfinance portfolio and achieve business growth targets.
- Drive loan disbursement, revenue generation, profitability, and market expansion across South Maharashtra.
- Ensure strong portfolio quality through effective collections, credit monitoring, and risk management.
- Lead, mentor, and develop a field force of approximately 250 employees across multiple branches.
- Monitor branch productivity, customer acquisition, and operational efficiency through MIS and analytics.
- Ensure strict adherence to credit policies, regulatory guidelines, and audit requirements.
- Collaborate with risk, credit, operations, and senior leadership teams to improve business performance.
- Build relationships with local stakeholders, regulators, and community leaders to strengthen the organisation's market presence.
The Successful Applicant
Experience - 15+ years of experience in Microfinance, NBFCs, Small Finance Banks, or Financial Services.
- Proven track record of managing large-scale lending operations, collections, and business growth.
- Experience handling sizeable portfolios (₹200 Cr+) and large field teams (200+ employees).
- Prior exposure to South Maharashtra or similar rural/semi-urban markets preferred.
Functional
Expertise - Lending Operations - Credit Underwriting & Risk Management - Collections & Portfolio Quality Management - Branch Network Management - Rural Market Development - Business Expansion & P&L; Management Tools & Systems - Robust exposure to MIS reporting platforms.
- Portfolio monitoring and collection tracking tools.
- Data analytics and performance dashboard utilisation.
- Branch operations and loan management systems.
Leadership
Competencies - Strategic Business Leadership - Team Management & Succession Planning - Stakeholder Management - Customer-Centric Approach - Execution Excellence - Analytical Decision Making Education - Graduate degree required.
- MBA/PGDM in Finance, Marketing, Rural Management, or related discipline preferred. What's on Offer - A permanent role based in Nagpur.
- Opportunities to lead and manage a varied team.
- Chance to work in the retail banking and loans sector. If you're interested in this role, feel free to apply.
📌 Circle Head - Microfinance (India)
🏢 Michael Page
📍 India