Branch Credit Officer (BCO)

Job Responsibilities

- Evaluate and analyze loan applications as per company credit policies.

- Conduct detailed credit assessment and verify applicant documents.

- Analyze income, banking transactions, credit history, and repayment capacity.

- Conduct field verification and coordinate with the sales team for case processing.

- Identify potential credit risks and ensure proper risk mitigation.

- Ensure compliance with company policies, KYC, and regulatory guidelines.

- Review and verify customer and collateral-related documents.

- Maintain accurate records and timely update of credit-related MIS.

- Coordinate with Branch Manager, Sales, Risk, and Operations teams for smooth loan processing.

Eligibility

- Graduate in any discipline.





- Relevant experience in credit/loan underwriting will be preferred.

- Candidates with experience in secured lending will be preferred.

- Valuable analytical, communication, and decision-making skills.

- Freshers with a relevant educational background may also apply.

Key Skills

- Credit Analysis

- Loan Underwriting

- Risk Assessment

- Financial & Banking Analysis

- Documentation & Verification

- MS Excel / MIS

- Communication & Coordination

Location

As per company requirement.

Employment

📌 Branch Credit Officer (Kashipur)
🏢 Seeds Apprenticeship
📍 Kashipur