1. Company Profile

Annapurna Finance (P) Ltd. is one of the largest Microfinance companies of India. Since inception Annapurna has grown at an accelerating pace & currently working in more than 1801 locations in 22 states of India. Annapurna offers small size loans to poor women in rural parts of the country for income generation purpose. Annapurna recently has entered newer segments like Housing Loan, Consumer Durables Loan, MSME Loan etc.

Its objectives are not only limited to just reach and serve but also by providing financial and technical support to strengthen entrepreneurial skill for effective and effective undertaking of business activities.

Website: https://annapurnafinance.in/

1. 1. Supervise, support, and motivate branch staff. Ensure that branch staffs are effectively supervising and supporting their groups. Ensure a high standard of discipline. Promote and ensure teamwork.
2. Prepare monthly targets for branch and set targets for individual staff according to overall Annapurna standards and targets.
3. Continuously analyse staff performance and respond swiftly to performance deficiencies. In conjunction with the HR department, implement performance management system at the branch level. Lead and participate in performance appraisals and ensure staff development. Coach and mentor branch staff as needed.
4. Ensure that staff is providing excellent customer service and ensure brand recognition.
5.



Establish links and build rapport with local Banks, govt. departments and other MFIs.
6. Ensure quality of loan evaluation and application of the loan policies and procedures.
7. Group verification visit before disbursement is compulsory.
8. Analyse the portfolio on a Monthly basis and ensure high portfolio quality.
9. Ensure that recovery policies and procedures are followed also make sure pre-recovery visit on monthly basis.

1. Skills
1. Team management skills
2. Communication and interpersonal skills are must.
3. Ability to meet sales targets and production goals.
4. Familiarity with industry’s rules and regulations.
5. Ability to multitask and manage multiple projects at once.
6. Proficient in MS Office

1. Educational Qualification
1. Minimum Graduation and above in any stream

1. Experience-
1. Min 3 Years of Experience in MFI or bank & 1 year as BM.

The above list is not exhaustive but aims to provide a broad range of duties and responsibilities.

1. KRA &KPI-; (BM/UM)

Key Result Area

Key Performance Indicator

Business Development

% of business target achieved

Monitoring of Repayments

% Repayment rate of the branch

Compliance Management

No. of Audit findings, Compliance ratio

Delinquency Management

% decrease in delinquency, collection from overdue clients

Customer Relationship Management

% Client Retention, % clients availed repeat loans

📌 Bm/Sbm/Uk/Haridwar/2026/001
🏢 Annapurna Finance
📍 Haridwar