1. Product Ownership & Roadmap

• Own
the functional vision and roadmap for the P&C; PAS covering:

• Product
setup & configuration

• Rating
& underwriting rules

• Policy
issuance, claims, endorsements, renewals, cancellations

• Billing,
collections & refunds

• Prioritize
features and enhancements based on business value, regulatory needs, and
operational efficiency.

2. Business Requirements & Backlog Management

• Translate
business needs into functional specification document

• Maintain
and groom the product backlog in alignment with market needs and changing
technology landscape

• Ensure
traceability from business requirements → system functionality.

3. Insurance Domain Leadership (P&C;)

• Act
as a subject matter expert on P&C; insurance products such as:

• Motor

• Property/Fire

• Liability

• Marine
/ Engineering

• Ensure
PAS supports:

• Underwriting
guidelines

• Policy
conditions, deductibles, limits, sub-limits

• Claims,
Endorsements, Cancellation, Reinstatement

• Co-insurance,
reinsurance functionalities

• Incorporate




regulatory and compliance requirements (e.g., IRDAI, IFRS 17, 64VB).

4. Stakeholder Management

• Work
closely with:

• Business
Analysts

• IT
architects, developers, QA, UI/UX team, and Insurtech vendors

• Lead
workshops for:

• Process
mapping

• Product
configuration

• Gap
analysis between business needs and PAS capabilities

5. Release & Commissioning

• Serve
as Product Owner in

• Release
planning and reviews

• Backlog
refinement

• Testing
and sign-off

• Ensure
timely delivery of releases with high functional quality.

• Support
product testing by validating scenarios, edge cases, and exceptions.

6. Integration & Ecosystem Alignment

• Define
functional requirements for PAS integrations with:

• External
APIs (KYC, payment gateways, vehicle/property data sources)

• Insurtechs

Requirements
• Solid
hands-on experience in P&C; insurance operations and systems.

• Deep
understanding of policy lifecycle management.

• F

📌 Product Owner (India)
🏢 MarketScope
📍 India