Job Requirements
Role/ Job Title: Product Manager – Affordable Mortgage Loans
Business: Affordable Mortgages Loans
Function/ Department: Affordable Mortgages Loans
Job Purpose
'The Product Manager – Affordable Mortgage Loans will be responsible for managing the end-to-end lifecycle of the Affordable HL & LAP product within the Affordable Mortgage Loans business unit. Based in Mumbai at Naman Chambers, the role involves strategic oversight of product development, process optimization, market analysis, and P&L; management. The ideal candidate will drive innovation, streamline operations, and ensure competitive positioning in the market.
Roles & Responsibilities
'Primary Responsibilities
• Develop ongoing market insights and identify sector trends.
• Evaluate competitor offerings and conduct SWOT analysis to uncover opportunities.
• Configure product features and positioning based on market dynamics.
• Conduct post-launch product audits and competitor re-evaluation.




• Analyse product and portfolio performance metrics.
• Refine pricing structures and adjust marketing and promotional strategies.
• Assess channel performance and rationalize product portfolios.
• Design creative and seamless customer journeys.
• Customize and digitize loan processes and system platforms.
• Determine product pricing using market research and cost analysis.
• Analyze the PnL, To find relevant trends and shar the same with stakeholders

Secondary Responsibilities
'• Develop and deliver training modules for internal teams.
• Coordinate with support verticals and stakeholders for smooth product operations.
• Maintain MIS and product decks for periodic reviews.
• Engage with sales teams daily to drive disbursal volumes and maximize reach.

Educational Qualification:
Graduate/Post Graduate
Experience:
2 to 5 Years

📌 Product Manager (Mumbai)
🏢 IDFC FIRST Bank
📍 Mumbai