About Yabx

Yabx has offices in Amsterdam, Gurgaon, Bangalore, Bogota and Nairobi. The founding team consists of people from IIMs, IITs and Ivey League Business Schools. The team has significant data analytics, financial services and global entrepreneurial experience. They are a bunch of supercharged individuals passionate to deliver financial access to each and every individual. The company was incorporated by Mahindra Comviva in 2017.

The Yabx platform connects banks and financial services providers with prospective customers. These are small & medium enterprises and individuals who need real-time access to credit. For the same, Yabx works with partners such as mobile network operators and mobile wallet providers to reach this target segment. Yabx deploys advanced models using artificial intelligence, machine learning and data analytics to process massive volume of data from telecoms and mfs providers and further analyzes this data with the help of these algorithms to derive useful insights.





Yabx’s mission is to create world-class creative products to enable banks and mfis to further improve the lives of these underserved people. More details available on https://yabx.co

Key Responsibilities

Portfolio Strategy & Credit Policy

• Build credit strategy to drive the GTM strategy, customer eligibility and limit/exposure decisions through customer loan life cycle
• Partner with Africa business and product team to develop and optimize customer journey and ongoing communication to drive uptake, usage, credit education and repayment across multiple digital channels (SMS, USSD, OBD, Mobile App)
• Work with external debt collection agencies and optimize direct debit rules to drive collection effectiveness for delinquent customer segments and optimizing collection offers
• Building framework for measuring periodic performance of existing strategies

Portfolio Monitoring, Forecasting & Governance

• Responsible for Portfolio P&L; KPIs and ensure closed loop governance wi

📌 AVP, Risk (Gurugram)
🏢 Comviva
📍 Gurugram