10 years in Credit / Underwriting / Credit Risk within NBFC, Banking or Financial Services. Experience in an
NBFC will be preferred .
The candidate should ideally have managed multi-product and multi-branch credit operations in roles such as: Head – Credit Zonal Credit Head Regional Credit Head National Credit Manager Senior Credit Risk Leader
Key Competencies Strong underwriting capability Financial and cash-flow analysis Secured and unsecured lending expertise Credit policy expertise Portfolio risk management Strong and independent decision-making Analytical and data-driven approach Ability to challenge Business teams constructively Strong leadership and people management High integrity and governance orientation Strong MIS and portfolio analytics Ability to balance growth with credit quality
Ideal Candidate Profile The ideal candidate should be a strong and independent Credit leader who can manage the complete Credit function from the Corporate Office while working closely with the CEO and Leadership Team.
The role should deliver: Quality:
Solid underwriting and consistent credit decisions. Control:
Clear policies, approval authority and deviation governance. Speed:
Efficient Credit TAT without compromising quality. Portfolio Health:
Low delinquency, controlled NPAs and early identification of risk. Leadership:
A strong, independent and scalable Credit organisation. The Company is looking for a
hands-on Credit Head who can support business growth while protecting portfolio quality through disciplined underwriting, strong analytics and independent credit decision-making.
Role Purpose The Head – Credit will be responsible for the entire Credit function of the Company, including credit policy, underwriting, analysis, sanctioning, approval controls, portfolio
📌 Head of Credit (Athiyur)
🏢 Dhanam Investment And Finance (P
📍 Athiyur
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