10 years in Credit / Underwriting / Credit Risk within NBFC, Banking or Financial Services.
Experience in an
NBFC will be preferred .
The candidate should ideally have managed multi-product and multi-branch credit operations in roles such as:
Head – Credit
Zonal Credit Head
Regional Credit Head
National Credit Manager
Senior Credit Risk Leader
Key Competencies
Strong underwriting capability
Financial and cash-flow analysis
Secured and unsecured lending expertise
Credit policy expertise
Portfolio risk management
Strong and independent decision-making
Analytical and data-driven approach
Ability to challenge Business teams constructively
Strong leadership and people management
High integrity and governance orientation
Strong MIS and portfolio analytics
Ability to balance growth with credit quality
Ideal Candidate Profile
The ideal candidate should be a strong and independent Credit leader who can manage the complete Credit function from the Corporate Office while working closely with the CEO and Leadership Team.
The role should deliver:
Quality:
Solid underwriting and consistent credit decisions.
Control:
Clear policies, approval authority and deviation governance.
Speed:
Efficient Credit TAT without compromising quality.
Portfolio Health:
Low delinquency, controlled NPAs and early identification of risk.
Leadership:
A strong, independent and scalable Credit organisation.
The Company is looking for a
hands-on Credit Head who can support business growth while protecting portfolio quality through disciplined underwriting, strong analytics and independent credit decision-making.
Role Purpose
The Head – Credit will be responsible for the entire Credit function of the Company, including credit policy, underwriting, analysis, sanctioning, approval controls, portfolio
📌 Head of Credit (Athiyur)
🏢 Dhanam Investment And Finance (P
📍 Athiyur
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