Job Description
Area Sales Manager – Loan Against Property (Micro & Prime)
nLocation: Chennai
nExperience: 8–15 years in secured lending, with hands-on exposure to both Micro LAP and Prime LAP segments
nThe Role
nYou will drive LAP sourcing and business growth for the assigned area, managing a team of sales officers/RMs and building a strong channel network across Micro and Prime LAP segments.
nKey Responsibilities
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- Achieve monthly/quarterly disbursement and AUM targets for the area across Micro & Prime LAP.n
- Lead, mentor and manage a team of Sales Officers/Relationship Managers.n
- Build and expand sourcing through DSAs, connectors, direct sales team (DST) and open market channels.n




- Drive builder and channel partner tie-ups to strengthen the local network.n
- Coordinate with credit, operations, legal and technical teams for smooth file processing and turnaround.n
- Ensure portfolio quality by working closely with collections to control delinquencies (0+, X-bucket).n
- Track branch/team-level productivity, yield, and fee income.n
- Ensure compliance with credit policy, RBI norms and internal audit requirements.n
- Identify and appoint recent DSAs/connectors; conduct regular training on product and process.n

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📌 Area Sales Manager- Loan Against Property (Tamil Nadu)
🏢 People Konnect
📍 Tamil Nadu