Job Description – Business Analyst
Enriching Lives Winning as ONE

ABC Company Info:
Aditya Birla Capital Limited ("ABCL") is the holding company for the financial services businesses of the Aditya Birla Group.

Aditya Birla Finance Limited:
Aditya Birla Finance Limited (“ABFL”), a subsidiary of Aditya Birla Capital Limited, is among the leading well-diversified non-banking financial services company in India. ABFL offers customized solutions in the areas of personal finance, mortgage finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication.

What makes an ideal ABC Citizen?
At ABC, we are constantly on the lookout for individuals who resonate with our 5 core values of Speed, Passion, Integrity, Seamlessness and commitment and live them every day, while also understanding our vision. We believe in building leaders who thrive on challenges, take the onus of creating and sustaining strong teams, and forms robust networks as a result of effective relationship-building.

Role Details:

Business
Aditya Birla Capital
Unit




Aditya Birla Finance Limited
Location
Chennai
Role
Business Analyst
Department
Mid-market & SCF
Eligibility Criteria
Masters in Finance, 3-4 Years of Relevant Experience

Required Skills & Competencies
- To research and analyse credit risk for Mid-Market cases through existing due diligence processes, external agency support and in conjunction with the sales staff and risk team
- To assess credit history and approve/ deny extension of credit to potential commercial customers
- To keep the house keeping under control i.e. timely renewals, tracking of DPDs (for the assigned portfolio)
- To prepare proposals for approved cases and work in collaboration with sales and risk teams to ensure sanction limits and enable quick TATs
- To develop and maintain positive business relationships with dealers, commercial customers and sales staff.
- To render appropriate credit decisions for more complex commercial financing re

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