Role Overview

We are looking for an experienced Product Consultant
-Islamic Lending expert to drive the Shariah-compliant lending solutions across
Loan Origination and Loan Management platforms. The ideal candidate will have
solid expertise in Islamic finance principles, digital lending products, and
end-to-end lending lifecycle management.
The role requires close collaboration with business,
technology, risk, compliance, and engineering teams to build scalable fintech
products that meet regulatory requirements and deliver seamless customer
experiences.

Key Responsibilities

Loan Origination System (LOS)
- Design and deliver DIY (Do-It-Yourself) digital customer
journeys enabling customers to independently complete the entire financing
application process through web and mobile channels.
- Define Straight Through Processing (STP) journeys to
maximize automation, minimize manual intervention, and improve approval
turnaround times.
- Design configurable eligibility, verification, underwriting,
and approval workflows to achieve high STP rates while maintaining Shariah and




regulatory compliance.
- Define digital onboarding capabilities, including eKYC, OCR,
document verification, biometric authentication, digital signatures, and
consent management.
- Design omnichannel customer journeys across branch,
relationship manager, web, mobile, and partner ecosystems.

Product Strategy & Execution
- Define an API-first product strategy to enable seamless
integration with banks, fintechs, marketplaces, payment platforms, credit
bureaus, digital identity providers, and other ecosystem partners.
- Drive the adoption of configurable product capabilities
using business rules, workflow engines, decision engines, and low-code/no-code
configuration wherever applicable.
- Design reusable product capabilities supporting
cloud-native, microservices-based, and event-driven architectures.
Define product capabilities for embedded finance and
ecosystem-led lending.

Stakeholder Management
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📌 Product Consultant- Islamic Lending (Noida)
🏢 Nucleus Software Exports
📍 Noida