Key Roles & Responsibilities

• Conduct detailed data analysis to monitor portfolio performance, profitability, and risk trends.

• Use insights to shape underwriting philosophy, guidelines, and risk appetite frameworks.

• Manage tender business and large/complex risks in collaboration with Sales and Reinsurance teams.

• Structure large risk placements and optimize reinsurance utilization.

• Drive treaty renewal processes, including data preparation and coordination with reinsurers and RI team.

• Ensure adherence to regulatory, governance, and compliance requirements related to underwriting activities.

• Liaise with global and strategic partners to maintain and strengthen relationship accounts.

• Provide technical guidance to underwriting teams to ensure consistency and quality of risk selection.





• Contribute to projects aimed at sustainable portfolio growth and profitability.

Key Requirements – Education & Certification

• Bachelor’s degree in Engineering, Insurance, Risk Management or related field.

• Master’s degree (MBA or equivalent) preferred.

Key Requirements – Experience & Skills

• 12–15+ years of experience in commercial underwriting, risk assessment, and portfolio management

• Advanced analytical and data interpretation skills.

• In-depth knowledge of underwriting principles and risk frameworks.

• Solid stakeholder management and negotiation skills.

• Excellent communication and leadership abilities.

• Proficiency in underwriting tools and data analytics platforms.

📌 Joint Vice President (Mumbai)
🏢 HDFC ERGO General Insurance
📍 Mumbai