Role & responsibilities

Credit Assessment & Due Diligence
Conduct thorough financial and commercial due diligence for new customer onboarding.
Evaluate customer financial strength, payment history, creditworthiness, and associated risks.
Recommend appropriate credit limits and payment terms for new customers. Credit Limit Management
Review and ensure adequate credit limits for recent customers based on business requirements and credit risk.
Periodically review existing customer credit limits and recommend increases or revisions based on business performance and payment behaviour.
Monitor customer exposure against approved credit limits and highlight potential risks. Sales Order & Credit Approvals
Ensure timely review and approval of sales orders from a credit-control perspective.
Monitor orders exceeding approved credit limits or payment terms and ensure appropriate approvals are obtained.
Coordinate with relevant stakeholders to avoid unnecessary delays in order processing. Customer Accounting & Collections
Monitor customer collections and outstanding receivables.
Oversee customer accounting activities including Credit Notes, Debit Notes, LC Discounting, Commission Agent Accounting, and related transactions.




Ensure accurate accounting and timely resolution of customer-related financial issues.
Drive rigorous follow-up of active and inactive customers for outstanding payments and account closure. Credit Control MIS & Reporting
Prepare and maintain monthly Credit Control MIS covering customer exposure, credit limits, outstanding receivables, collections, overdue amounts, and key credit risks.
Provide insights and analysis on customer credit performance and ageing.
Prepare Board Meeting presentations and management reports related to Credit Control.

Preferred candidate profile

Required Qualification
CA / CMA / MBA Finance / M.Com / B.Com or equivalent qualification.
Solid proficiency in MS Excel and financial analysis.

Experience & Industry Background
58 years of experience in Credit Control, Credit Management, Accounts Receivable, Finance, or related roles.
Experience in manufacturing, building materials, cement, construction, or other B2B industries will be preferred.
Solid understanding of customer credit assessment, receivables, collections, credit limits, and financial risk management.
Good analytical, communication, follow-up, and stakeholder management skills

📌 Dy Manager Credit Control Surat
🏢 Symphoni HR
📍 Surat