We are looking for a responsible and field comfortable loan executive to create and manage a personal loan portfolio end-to-end. The role involves sourcing quality loan applications through online and offline channels, maintaining relationships with customers and channel partners, ensuring portfolio health, and coordinating recovery efforts wherever required.

The ideal candidate should be commercially driven, disciplined in follow-ups, and capable of balancing business growth with portfolio quality.

Key Responsibilities
Source personal loan files through incoming online leads, references, connectors, and channel partners
Build and maintain a healthy pipeline of loan applications
Conduct credit analysis and profile assessment before login
Coordinate with operations, and documentation teams for smooth processing
Maintain regular follow-up with existing borrowers
Monitor EMI performance and overdue accounts within the allocated portfolio
Coordinate with collection and recovery teams for delinquent cases
Visit customers where required for recovery discussions and resolution
Maintain portfolio quality and control delinquency levels




Ensure compliance with company policies and regulatory requirements

Preferred Candidate Profile
Experience in multiple personal loan functions like credit, collections, and sales will be a plus
Solid communication and relationship management skills
Comfortable with field work and customer visits when required
Ability to handle pressure and follow up consistently
Basic understanding of loan underwriting and collection practices
Familiarity with local market and customer network preferred

Experience
2–5 years in personal loans / unsecured lending - credit, collections and / or sales

Education
Graduate in any discipline preferred

Pay: ₹20,000.00 - ₹50,000.00 per month

Advantages
Cell phone reimbursement

Application Question(s):
Current / Last CTC?
Earliest Joining date possible for you?
Please explain briefly what makes you the best candidate for this role? (Profiles will be shortlisted basis this answer)

Work Location: In person

📌 Personal Loan Portfolio Executive Andheri East
🏢 Phillip Finance and Investment Services India Private
📍 Andheri East