This is a high-impact opportunity to join Citi's global independent risk oversight function as a Senior Credit Risk Analyst, where you will apply advanced analytics and AI-driven approaches to monitor wholesale credit portfolios and shape the materials that inform senior risk decisions worldwide. Sitting within a globally connected portfolio management team in Mumbai, you will operate with a high degree of autonomy, producing forward-looking risk analysis and governance documentation that directly supports Citi's second line of defence risk framework. This role is built for an analytically sharp skilled who wants to move beyond conventional reporting and apply data visualization, automation, and predictive thinking to real-world credit risk challenges at a global scale.

Responsibilities
• Design, automate, and deliver portfolio monitoring materials for global risk forums and senior management reviews, integrating AI concepts and advanced analytical tools to generate insights that go beyond standard reporting.
• Monitor wholesale credit portfolios to identify emerging risk trends,



concentrations, and credit deterioration signals, translating complex datasets into clear, visually compelling outputs for senior stakeholders.
• Analyse large volumes of credit metrics and portfolio data to develop forward-looking risk indicators that support robust risk identification and assessment across the wholesale book.
• Collect, maintain, and organize internal control assessment evidence, ensuring documentation meets regulatory expectations and internal governance standards with precision and consistency.
• Execute control testing activities, tracking identified gaps, remediation actions, and evidence submissions to completion within agreed timeframes.
• Maintain the team's global project tracker with meticulous accuracy, giving stakeholders across time zones full visibility into milestones, priorities, and delivery status.
• Communicate analytical findings and risk assessme

📌 Senior Credit Risk Analyst, Wholesale Portfolio Management, AVP (Mumbai)
🏢 Citi
📍 Mumbai