02 Oct
|
Globe Consulting Services
|
Bengaluru
02 Oct
Globe Consulting Services
Bengaluru
General Job Responsibility
·
Drive sourcing of Loan Against Property (LAP) business through the
Business Correspondent (BC) channel a
·
Identify, onboard, and manage Business Correspondents, DSAs, and
channel partners for consistent business flow.
·
Achieve assigned disbursement and login targets for LAP products.
·
Build and maintain robust relationships with local connectors, SMEs,
and self-employed customer segments.
·
Ensure end-to-end coordination with credit, legal, technical, and operations
teams for smooth loan processing.
·
Maintain portfolio quality by focusing on early risk identification
and delinquency control (EDA management).
·
Ensure adherence to KYC norms, regulatory guidelines, and internal
policies.
·
Track market trends, competitor offerings, and customer needs to
optimize sourcing strategy.
Principal
Accountabilities
Strategic
·
Develop and expand the Business Correspondent network to increase LAP
market penetration.
·
Strengthen relationships with local influencers, property consultants,
and SME clusters.
·
Ensure portfolio quality through prudent sourcing and basic credit
assessment at sourcing stage.
Tactical
·
Execute daily sourcing activities including lead generation, field
visits, and partner engagement.
·
Drive productivity of BC partners through regular follow-ups,
training, and engagement.
·
Maintain a strong sales pipeline and ensure timely conversion of leads
into disbursements.
·
Coordinate with internal teams to ensure TAT adherence and customer
satisfaction.
Supervisory
·
Manage and guide a network of Business Correspondents / DSAs for
target achievement.
·
Monitor partner productivity and ensure quality sourcing and
compliance adherence.
·
Conduct regular training sessions for BC partners on product, policy,
and process updates.
Person Profile
Educational Qualification
·
Minimum Qualification: Graduate (Any Discipline)
·
Preferred Qualification: MBA in Sales, Marketing, or Finance
Experience
·
Required: 2-5 years of experience in sales within the BFSI sector (preferably
in LAP, Mortgage Loans, or Secured Lending).
·
Preferred: Experience in Business Correspondent / DSA channel
management and field sales.
Specific Skills
·
Strong understanding of LAP products, secured lending, and basic
property evaluation
·
Excellent relationship management and negotiation skills
·
Ability to work in a field-intensive role with high ownership
·
Knowledge of regulatory compliance, KYC, and documentation
·
Proficiency in MS Office and CRM tools
📌 Sales Manager (Bengaluru)
🏢 Globe Consulting Services
📍 Bengaluru