02 Oct
|
BSS Microfinance
|
Patna
02 Oct
BSS Microfinance
Patna
Job Description – Loan Officer
Position Loan Officer
Reports To Branch Manager
Department Bharat Super Shop (BSS)
Age 18–32 Years
Experience 0–2 Years
Education 10th / PUC / Matriculation (Pass)
Job Description
BSS Loan Officers will be responsible for providing loans and servicing small retailers and business outlets. They will also perform collection activities under the Bharat Super Shop (BSS) model, generate leads, and achieve sales goals.
This is an outbound/field-based role requiring good interpersonal skills and a basic understanding of the sales process and dynamics.
Job Responsibilities
1. Customer Acquisition
Conduct market surveys to identify interested customers for taking loans.
Acquire current customers and expand the customer base.
2. Relationship Building
Build and maintain strong relationships with existing customers.
3. Revenue Generation
Promote Overdraft and Retail Loan Products.
Achieve revenue targets through effective sales and relationship management.
4. Collection Efficiency
Improve portfolio quality and minimize customer delinquency rates through efficient collection practices.
Should possess the ability to work both independently and as part of a team.
Skills & Qualifications Required
Education: 10th / PUC / Matriculation (Pass)
Experience: 0–2 Years
Ability to sell and handle customers efficiently.
Excellent communication and negotiation skills.
High degree of self-motivation and ambition.
Ability to grow in a competitive environment.
Proficiency in English, Hindi, and vernacular languages (Reading, Writing & Speaking).
The role requires extensive travelling.
Mandatory: Own an insured two-wheeler and possess a valid driving license.
📌 Field Sales Executive (Patna)
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