Project Description:
To perform the Functional Business Analyst role for a banking transformation project supporting the end-to-end SME loan origination journey. The role will focus on understanding business processes, gathering requirements from business stakeholders, defining functional requirements and supporting the delivery of lending solutions for SME customers.

Responsibilities:
• Work closely with business stakeholders, SME Banking, Credit, Risk, Operations and other relevant teams to understand SME lending requirements.
• Understand and document the end-to-end SME loan origination process, from customer application through assessment, approval and loan disbursement.
• Analyse existing lending processes and identify opportunities for process improvement and system enhancements.
• Gather, analyse and document business and functional requirements.
• Translate business requirements into explicit functional requirements, user stories and acceptance criteria.
• Understand requirements around SME customer onboarding, loan applications, credit assessment,



approval workflows and loan processing.
• Understand and document business rules, eligibility criteria, credit policies, approval authorities and workflow requirements.
• Analyse requirements related to SME loan products, facilities, limits, pricing, fees, collateral and repayment terms.
• Work with Credit and Risk teams to understand credit assessment and decision-making requirements within the loan origination process.
• Identify process gaps, dependencies and impacts across upstream and downstream banking processes.
• Prepare functional specifications, process flows, business requirement documents and other project documentation.
• Conduct requirement walkthroughs and obtain agreement and sign-off from business stakeholders.
• Work closely with the implementation team to clarify functional requirements and ensure the delivered solution meets business expectations.
• Support SIT and UAT activities by preparing tes

📌 Business Analyst (Pune)
🏢 Luxoft
📍 Pune