Major Deliverables:

- Preparation of Credit appraisal note and In-principle notes/presentations.
- Liaison with business, legal and risk teams for execution of transactions, including transaction structuring / term sheet preparation, credit checks on compliance with Pre-Disbursement Conditions, etc.
- Building knowledge base by engaging with internal as well as external parties
- Preparation of financial models and tracking of key operating parameters in the infrastructure sectors
- Tracking development in sectors under coverage

Specialized job competencies:

- Understanding of financial statements, and financial analysis of corporates / mid-corporates
- Proficient writing skills, for preparing credit appraisal note, in concise manner, while at the same time bringing out all the key aspects of a transaction
- Financial modelling skills (MS-Excel) for preparing business plan / financial projections.




- Domain expertise in sectors under coverage
- Understanding of banking / lending business, and the regulatory aspects in relation to the same
- Research oriented approach of working with an eye for detail.
- Term sheet Drafting
- Identifying key drivers, risks and key issues in the transaction being evaluated, and leading the discussions with client and other stakeholders (LIE, rating agencies, etc) for understanding key aspects/risks of the transaction, and obtaining suitable clarifications on the same, with the objective of making the transaction bankable.
- Presenting the transaction internally to senior management, bringing out the key strengths, risks and mitigants of the proposed transaction, prior to putting up to appropriate committee for final approval.

📌 Manager - Credit - Mumbai - Lower Parel - MM*
🏢 Tata Capital
📍 Mumbai