Key Responsibilities

1. NPA Acquisition & Sourcing

- Identify and source NPA, SMA, stressed and distressed accounts from banks, NBFCs, ARCs and financial institutions.
- Build a pipeline of NPA accounts suitable for acquisition, settlement, restructuring, ARC assignment or investor participation.
- Develop relationships with senior officials of banks, NBFCs, ARCs and financial institutions.
- Obtain and review account information, outstanding exposure, security details, valuation and recovery status.
- Evaluate acquisition opportunities based on debt, collateral, legal position and recovery potential.

2. Business Development

- Generate recent mandates for NPA acquisition and resolution.
- Develop institutional relationships with:
- Banks
- NBFCs
- ARCs
- Special Situation Funds
- PE/Investment Funds
- Family Offices
- Promoters
- Insolvency Professionals
- Legal firms
- Prepare and present investment teasers, transaction proposals and mandate documents.
- Negotiate commercial terms, advisory fees, success fees and transaction structures.

3. Distressed Asset Resolution

- Develop account-specific resolution strategies.
- Evaluate options such as:
- One-time settlement
- Debt restructuring
- Debt acquisition
- ARC transfer
- Investor funding
- Strategic sale
- Resolution under IBC
- CIRP / liquidation opportunities
- Change of management / takeover structures
- Coordinate with legal, financial, valuation and technical teams for execution.

4. IBC / NCLT / DRT Coordination

- Track CIRP, liquidation, NCLT and DRT opportunities.




- Identify companies/accounts where acquisition or resolution intervention is commercially viable.
- Coordinate with insolvency professionals, advocates, valuers and transaction advisors.
- Review resolution plans, claims, security interests, litigation and creditor positions.

5. Transaction Execution

- Lead transactions from initial opportunity identification through closure.
- Coordinate due diligence covering:
- Financial
- Legal
- Technical
- Collateral
- Tax
- Operational
- Litigation
- Prepare transaction notes and investment proposals for management/investors.
- Coordinate negotiations between lenders, promoters, investors and other stakeholders.
- Monitor transaction milestones until successful closure.

6. Investor & Funding Network

- Build a network of investors interested in distressed and special-situation opportunities.
- Match suitable NPA opportunities with investors based on ticket size, sector and risk profile.
- Develop co-investment, structured funding and acquisition opportunities.
- Maintain investor pipeline and transaction database.

7. Team & Pipeline Management

- Build and manage the NPA acquisition and resolution team.
- Set monthly acquisition, mandate and revenue targets.
- Maintain:
- Lead Pipeline
- NPA Opportunity Database
- Active Mandates
- Transaction Pipeline
- Investor Pipeline
- Expected Revenue
- Collection Status
- Conduct weekly pipeline reviews with management.

Pay: ₹25,000.00 - ₹100,000.00 per month

Work Location: In person

📌 Business Development Manager (Bengaluru)
🏢 RCI Asset Management
📍 Bengaluru