SECTION I: ROLE INTRODUCTION Job Title Area Legal Manager - Business Legal

Reporting To Regional Legal Manager/ZLM

Job Code ID Business Unit Retail Legal

Grade/ Level G7

Sub Business Unit Legal

Management Band AVP

Location PAN India Section II: JOB ROLE SCOPE Number of Direct Reports NA

Financial Metrics (Budget, Revenue, etc.) NA Total Team Size NA

SECTION III: PURPOSE OF THE ROLE To manage and oversee the legal risk function for the retail banking segment within the assigned geographical area. The role ensures timely legal support, risk mitigation, and compliance with regulatory and internal policies across retail banking operations.

SECTION IV: KEY RESPONSIBILITIES & KPIS OF THE ROLE Responsibilities KPIs Strategic

- Market knowledge and update on property laws on an overall basis as well as location specific
- Resolution of TSR queries raised by Credit / Business Team / Operations team
- Review the Retail Asset Legal guidelines for properties, identifying gaps and corrections thereof from time to time
- Identification, evaluation and empanelment of Lawyers as vendors and qualitative evaluation of existing vendors.
- Study and evaluate the processes and best practices adopted by other financial institutions such as title verification, to identify adaptable strategies that can strengthen the Bank's current process and procedures.
- Legal Advisory and Drafting of Documents - Provide timely and accurate legal opinions to business units to support decision making and ensure compliance with applicable laws and regulations. Minimize Legal Risks Through Proactive Drafting, Draft and vet legal documents meticulously to identify and mitigate potential legal risks, with a focus on clarity, enforceability, and protection of the Bank’s interests.
- Standardize and Update Legal Documents, Review, update, and standardize templates for key legal documents
- TSR Initiations, TSR Review




- New Initiatives / projects/Training/additional tasks work /policy changes / Research and Knowledge sharing
- Process Adherence / Data Management / Vendor Management - Adherence to all legal/compliance/regulatory processes, Monitoring/tracking of all the non litigations activities managed, Accurate and timely submission/update of data, Processing of vendor payments, Collection of NDC, Vendor monitoring and Review
- Adhering to Regulatory/Compliance framework and ensuring timely/effective responses
- Alignment to YBL vision mission values and personality, Learning and Development

Policies, Processes & Procedures

- Recommending policy level changes for managing property related risks in local markets.
- Review, examine and peruse Title Search Report (TSR) submitted by empaneled lawyers
- Adherence to policy / regulatory guidelines.
- Proposing new policies and processes
- Random Sampling & deep diving of TSR / original property documents on monthly basis and taking appropriate action on critical observations arising out of this activity

Performance Monitoring & Reporting

- Review, examine and peruse Title Search Report (TSR) submitted by empaneled lawyers
- Coordinating with Lawyer for errors / gaps / improvements in TSR

Relationship Management

- Active participation in all discussions related to legal of property & security creation with Business, Credit, Operations, Policy, Collections team, etc.
- Vendor visits, Location visit and regular interactions with various stakeholders.

Customer Relationship Management

- Conduct trainings for various stakeholders




- Respond within defined TAT to any legal queries from Business teams, other internal stakeholders, branches related to TSR, original property documents and creation of mortgage, security structuring, execution of documents, etc

Risk and Internal Control

- Identify the gaps in the existing process & highlights to the Senior Management
- Putting up new processes in place to ensure robust internal control mechanism
- Random Sampling & deep diving of TSR / original property documents on monthly basis and taking appropriate action on critical observations arising out of this activity
- Fraud control measures

People Management

- Active participation in all discussions related to legal of property & security creation with Business, Credit, Operations, Policy, Collections team, etc.
- Vendor visits, Location visit and regular interactions with various stakeholders.
- Self-driven, goal oriented & dynamic in nature.

SECTION V: OPERATING NETWORK Internal

- Coordinate with internal departments such as Business, OSD, Credit and Process Team Sales.

External

- To coordinate with external stakeholders like empaneled advocates and legal auditors.
- To interact and gain knowledge on current practices of other Banks / FIs

SECTION VI: ROLE PROFILE REQUIREMENTS Education LL.B. (Mandatory) LL.M. Experience

- 5–10 years of experience in mortgage business legal functions, preferably in retail legal risk or related areas.
- Prior experience in managing mortgage transactions, advisory, drafting and compliance within mortgage business is desirable.

Competencies CORE COMPETENCIES

LEADERSHIP/ BEHAVIORAL COMPETENCIES

- Market knowledge and update on property laws on an overall basis as well as location specific
- Lead, mentor, and guide legal team members within the area and revert to internal stake holders query within TAT.

📌 Area Legal Manager (Jaipur)
🏢 Yes Bank
📍 Jaipur