Job Description
Job Description – Credit Processing Associate (CPA) Company: Rajsi Infin Consultants Private Limited (NBFC) Location: Dwarka, New Delhi Department: Credit Positions: 2 Salary: ₹20,000–₹22,000 per month + Performance-Based Incentives Qualification: B. Com Graduate Experience: Minimum 1–2 years in credit processing for payday loans, short-term personal loans, digital lending, or similar lending products. Key Responsibilities Review loan applications and verify customer documents for completeness and accuracy. Analyse CIBIL/credit bureau reports and assess the applicant's credit profile. Conduct KYC verification, income assessment, banking analysis, eligibility checks, and repayment-capacity assessment . Prepare accurate Credit Assessment Memorandums (CAMs) with findings and recommendations.
Identify discrepancies, fraud indicators, adverse credit behaviour, and deviations from credit policy. Coordinate with Sales and other concerned teams for pending documents or clarifications. Ensure timely processing of cases while maintaining proper records in the loan application/credit system . Follow the Company's approved credit policy, lending criteria, and internal processes . Required Skills Valuable analytical, numerical, and documentation skills. Understanding of credit appraisal and loan processing. Ability to interpret CIBIL/credit bureau reports,