. Business Problem Understanding & Approach Development

• Engage with Business, Credit, Risk, Marketing, HR, and Audit teams to understand problem statements
• Participate in cross-functional discussions to understand processes and identify analytical opportunities
• Translate business requirements into structured analytical approaches and solution frameworks

2. End-to-End Project Ownership

• Own delivery of analytics projects from problem definition to implementation and monitoring
• Manage timelines, stakeholder expectations, and delivery quality
• Ensure solutions are aligned with business objectives and decision-making needs

3. Data Preparation & Variable Creation

• Extract, clean, and prepare data from multiple sources
• Perform feature engineering and create relevant variables for model development
• Ensure data quality, consistency, and readiness for analysis

4. Model Development & Analytical Solutions

• Build models for use cases such as customer segmentation, credit risk assessment, early warning signals, collections prioritization,



cross-sell and propensity modelling

• Apply appropriate statistical and machine learning techniques
• Ensure models are robust, interpretable, and aligned with business use

5. Business Analysis & Insight Generation

• Conduct detailed data analysis to identify trends, patterns, and performance gaps
• Generate insights to support decision-making across lifecycle stages
• Translate analytical outputs into explicit, actionable business recommendations

6. Model Scoring & Performance Tracking

• Perform regular model scoring (monthly / periodic) to classify accounts into high, medium, and low risk categories
• Track model performance and stability over time
• Identify shifts in model behavior and recommend recalibration where required

7. Implementation & Deployment Coordination

Work closely with IT and data teams to deploy models into production systems
• Ensure smooth integration of models into business processes and workfl

📌 Manager - Data Science - Analytics - Mumbai - Lower Parel - MM
🏢 Tata Capital
📍 Mumbai