Req ID: 390610

NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now.

We are currently seeking a BA-Lending to join our team in Noida, Uttar Pradesh (IN-UP), India (IN).
Business Analyst

Role Overview

We are seeking an experienced Senior Business Analyst with 10+ years of experience in Banking, specializing in Lending and Credit. The role will involve working across the end-to-end lending and credit lifecycle, translating business objectives and requirements into scalable business and technology solutions. The candidate will work closely with business stakeholders, Product Owners, Credit/Risk teams, Operations, Technology and other delivery teams to drive process transformation, digitization and implementation of lending solutions.

Key Responsibilities

• Analyse and define end-to-end lending and credit processes, covering Lead/Origination, Application, Credit Assessment, Underwriting, Approval, Documentation, Disbursement, Servicing,



Collections and Closure.

• Lead As-Is / To-Be process analysis, identify process gaps, pain points, inefficiencies and opportunities for automation and digital transformation.

• Elicit, analyse and document business and functional requirements through stakeholder workshops, interviews, process walkthroughs and team-oriented working sessions.

• Develop BRDs, FRDs, business rules, process flows, user stories, acceptance criteria, use cases and functional specifications.

• Collaborate with Technology and Architecture teams to translate business requirements into solution designs, APIs, system interfaces and integration requirements.

• Work with Product Owners and Agile teams to prioritise the product backlog, define features/epics, refine user stories and support sprint planning and delivery.

• Support UAT planning, test scenario definition, defect analysis, business validation and impl

📌 BA-Lending (Noida)
🏢 NTT DATA Services
📍 Noida