Job Summary

• Ensure accurate posting of transactions in Miles/ Mfunds/ Indus within self-allotted authorities and for over limit after obtaining the necessary approvals with appropriate vouchers signed off.
• Ensure error free processing for all application, Account opening process assigned to your job role and avoid any operational loss.
• Ensure processing & adherence to internal/external policies while reviewing/verifying documents pertaining to Loans, Account Opening and Disbursal related processes.
• Adherence to the RBI/Regulatory guidelines.
• Ensure proper updating of all registers/system updating on a daily basis as applicable.
• Maintain and provide data correctly and promptly to the concerned.
• Record Archival as per laid down process/timelines

Key Responsibilities

• Number, accuracy and speed of transactions processed within guidelines/ standards
• Meeting individual service targets
• Error rates, especially those leading to operational losses Throughput vs own capacity
• Ideas that lead to process improvements (cost, time, service improvement)




• Turnaround time on resolution

Strategy

• Identifies and shares best practices with Head - Operation with a view to implementing standardized, simplified and automated processes – capturing data once, addressing cause not effect, minimizing non value-added and duplicated activities, reducing TAT, maximizing paperless processing & deskilling of activities in the area of sanction and disbursal file processing

Business

• Managing and processing of Loan against Security and other lending products in the area of pre sanction, post sanction and disbursal processing

Processes

• Pre sanction and disbursal processing of LAS and CIB

People & Talent

• Coordinate and get faster resolution internal stakeholders, and external stake holders.
• Lead through example and build the appropriate culture and values.
• Set appropriate tone and work in collaboration with External Partners and Internal stakeholders
• Should

📌 Assistant Manager, Lending Operations (India)
🏢 Standard Chartered India
📍 India