About Our Client

Our client is a leading fintech company transforming the lending ecosystem for India's small and mid-sized businesses. Backed by marquee global investors, the organisation combines technology, data analytics, and creative financing solutions to improve access to working capital while creating a robust digital platform for distributors, retailers, and supply chain participants.

Job Description
- Lead the end-to-end corporate and SME credit function, ensuring a balanced approach between growth and risk management.
- Define and enhance credit policies, underwriting frameworks, approval matrices, and portfolio risk standards.
- Drive credit assessment and approval of large ticket lending opportunities ranging from approximately ₹25 Cr to ₹500 Cr.
- Monitor portfolio health through delinquency trends, vintage analysis, concentration reviews, and early warning indicators.
- Chair credit committees and provide strategic oversight on complex, structured, and high-value credit exposures.
- Build cash flow-based and collateral-backed lending programmes across manufacturing,



infrastructure, supply chain finance, and working capital segments.
- Collaborate with banks, co-lending partners, institutional investors, and regulatory stakeholders on credit-related matters.
- Leverage analytics, AI, and machine learning frameworks to improve underwriting quality, customer outcomes, and portfolio performance while ensuring RBI and governance compliance.

The Successful Applicant

Experience
- 10-12+ years of experience in SME Lending, Supply Chain Finance, Corporate Banking, NBFCs, Fintech Lending, or Credit Risk Management.
- Progression through Regional Credit Head, National Credit Head, Senior Credit Leadership, or equivalent roles.
- Prior experience managing credit teams rather than operating solely as an individual contributor.
- Extensive exposure to large-ticket lending transactions ranging from ₹25 Cr to ₹500 Cr.

Domain Expertise
- Working Capital Finance

📌 VP Credit (Delhi)
🏢 Michael Page
📍 Delhi