Educational Qualification: Cleared minimum 2-3 actuarial papers from IFoA or IAI OR Bachelor’s or Master’s Degree in Actuarial Science, Statistics, Mathematics, Data Science, Computer Science.

We are seeking a highly motivated Actuarial/Underwriting Intern to support our team in evaluating, structuring, and managing reinsurance treaty and facultative submissions. This role involves reviewing client and broker submissions, assessing risk quality and exposure, benchmarking terms and conditions against market standards, and helping prepare underwriting recommendations for senior underwriters. You will gain exposure to how underwriters balance risk appetite, loss history, and portfolio strategy when making placement decisions, while also developing a working understanding of treaty structures, coverage terms, and reinsurance markets more broadly.

Must Have Skills:
• Robust foundation in probability, statistics, and quantitative analysis, with the ability to apply these concepts to insurance and reinsurance problems.

Responsibilities




• Support Cedant–LoB rating assessments by compiling and analysing public-domain regulatory filings (IRDAI NL forms, audited financials, solvency disclosures)
• Assist in evaluating inbound treaty and facultative proposals against pricing adequacy, loss ratio trends, retention patterns, and portfolio concentration
• Support capacity allocation analysis across proportional and non-proportional structures, including quantifying incremental regulatory capital consumed by prospective treaties.
• Prepare clear, decision-ready summaries of analysis for Underwriting, Actuarial, and Executive Technical Committee (ETC) review.
• Support claims monitoring processes, ensuring triggers are objectively assessed and payouts are accurate.
• Maintain and update internal registers (Cedant Rating Master, Claims Register, Accumulation/CAT databases) with accuracy and audit-trail discipline
• Generate insights for market research, customer needs, and competi

📌 Actuarial/Underwriting Intern (Gandhinagar)
🏢 earthRe
📍 Gandhinagar