Role: Data Scientist - Credit Risk

Location: Gurgaon/Mumbai/Bangalore
About the team:
Our data science team develops ML based data products or solutions to improve
lending,
Fraud, collections, Insurance and Investment products based on hundreds of
millions of
transactions in India. This role is with the PayU Innovations Data Science team
with specific
focus on Digital Insights from PayU Payments data for various use cases. PayU
Payments
data has emerged as a powerful source of information. Example use cases are:
1. Building an Underwriting model for NTC population for a banking partner
2. Building affluence scorecard for customer segmentation for marketing
campaigns
3. Building ML models for risk, fraud, collections, Income estimation, etc.
4. Using GraphML to detect fraud and anamolies
Joining our data science team offers you the chance to make a difference for
millions of people and
businesses in a rapidly growing market. Advances in AI are changing the
conditions to build a successful
financial business. They also underpin the growth of virtually every fintech




business in the world.
Therefore, PayU Innovations is building out its AI capabilities and will
continue to do so in the coming
years. You will be able to help shape the AI efforts in India.
Excited yet? Continue reading to find out more about the role:
What you’ll be doing:
• Lead and execute Data Science projects for building best-in-class
models/solutions for various
use cases across the BFSI Industry
• Work with various external partners starting from POC discussions till
execution and with
internal partners (e.g. Business teams, technology and platform teams) to
understand, design
and implement the best solutions.
• Chance to work on exceptional projects using cutting edge technology
What are we looking for?
• A degree in Statistics, Computer Science, Mathematics or other similar
quantitative field from a
premier institute.
• Should have led Data Science projects and have at least 5 years of work

📌 Data Scientist (Gurugram)
🏢 PayU Payments
📍 Gurugram