The Credit Portfolio Officer is an senior-level position responsible for
conducting credit reviews, credit approval and monitoring the mortgage portfolio
to identify credit migration in coordination with the Risk Management team. The
overall objective of this role is to manage Citi's portfolio exposure to clients
and counterparties globally.

Responsibilities:

* Contribute to the development of new techniques and improvement of processes
and work-flows by applying in-depth disciplinary knowledge and integrating
subject matter and industry expertise within Risk Management

* Develop recommendations to adjust credit policies by analyzing credit and
financial performance and setting portfolio risk appetite

* Utilize Statistical Analysis System (SAS) in a UNIX workplace to perform
risk, financial and data analyses including profiling, sampling,
reconciliation, and quality testing

* Research customer and/or management queries using risk systems and data and
support ad-hoc risk policy analyses and projects as required

* Participate in developing, testing,



and optimizing credit policies, ensuring
consistency and regulatory compliance, and assist in the implementation of
those policies, processes and other related initiatives

* Manage risk levels for the entire credit spectrum across multiple products
and retail formats and prepare risk management presentations for senior
management

* Appropriately assess risk when business decisions are made, demonstrating
particular consideration for the firm's reputation and safeguarding
Citigroup, its clients and assets, by driving compliance with applicable
laws, rules and regulations, adhering to Policy, applying sound ethical
judgment regarding personal behavior, conduct and business practices, and
escalating, managing and reporting control issues with transparency.

Qualifications:

* 7 - 10 years of relevant experience

* Knowledge of commercial risk analytics

* Ability to apply credit and risk principles toward business g

📌 Mortgage Portfolio Risk Analytics (Gurugram)
🏢 Citi
📍 Gurugram