• Drive acquisition of new Unsecured loans customers from open market
• Identify quality leads from unsecured loans & liabilities customers through assessments by analyzing credit histories and performing financial analysis, ensuring compliance with internal and external regulations
• Monitor and manage installment payments and collections of assigned customers
• Strengthen existing customer relationships through targeted cross-selling Ujjivan’s products customer profile & needs
• SIZE OF THE ROLE
FINANCIAL SIZE
NON-FINANCIAL SIZE
5-7 Cr. Loan portfolio
NA
• KEY DUTIES & RESPONSIBILITIES OF THE ROLE
Business/ Financials
• Develop and execute strategies to acquire new unsecured loan customers
• Collaborate with the liabilities team to cross-sell unsecured loans
• Follow up on leads provided by team various channels within defined TAT
• Achieve monthly loan disbursement targets through acquisition of current customers and conversion of existing customers
• Coordinate with Products & Marketing department to carry out marketing drives at his/her assigned and catchment areas for unsecured loans
• Prospect new customers, maintain database of the leads, meet & convert select prospects and manage the relationship thereafter
• Attend center meetings to generate leads for Unsecured loans and actively driving conversion of existing borrowing customers into SBL customer
• Cross sell other products of Ujjivan and pass quality leads to respective officers/staff
• Share customer insights/product related feedback with the Branch Head and Area Manager – Microfinance
• Provide inputs pertaining to revision of product and credit policies to the respective teams on the basis of geography specific considerations
Customer
• Interact with customers i
📌 Loan Officer (Vellore)
🏢 Ujjivan Small Finance Bank
📍 Vellore
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