Job Duties & Responsibilities

- Core responsibility of DBS Insurance Counselor is to ensure alignment of self and Insurer ICs on the execution key levers as per Banca strategy at DBS Bank.
- Demonstrate the inputs at the Branch with an average of minimum of 3 insurance calls per day for the month.
- Facilitate IRDA certification of new joinees within 3 months of their joining DBS and track for timely renewal of certificates.
- Facilitate product & KYC/AML training for recent joinees within 1 month of their joining DBS.
- Initiates identification and development of new business segments and geographical areas to generate business opportunities
- Manage customer’s issues on service or insurance needs. Escalate to Banca team if required.
- Ensure training & briefing on all product launches & upgrades at the Branch.
- Keep attuned to the current economic and financial markets so as to be current and proficient in attending to customers’ queries and update Front line sales on the same.
- Facilitate TRM activation through the referral of On-line insurance products of the insurer to enable mindshare of TRMs.
- Ensure internal & regulatory compliance and adherence to internal DBS Sales process.
- Track and review insurance penetration of client base for RM by identifying prospects from base and cross selling to existing DBS clients.




- Facilitate customer segmentation for insurance products and help in specific sales pitches to respective segments through the Tablet application developed by the insurer.
- Ensure follow up for renewal premiums to increase persistency and subsequent renewal revenues.
- Undertake frequent competitor analysis so that DBS product suite is in line with (or ahead of) competing banks / insurers. These updates to be shared with front line team and Banca team at regular intervals.

Requirements:

- Experience in Retail banca sales, HNI Sales, Wealth Management and Private Banking segment.
- Sound understanding of financial planning and wealth management products in India
- In-depth knowledge of local market and competition.
- AMFI / IRDAI / FEDAI certified candidates with BCSBI certification would be an added advantage

Education / Preferred Qualifications

- Graduate / Post Graduate with MBA in relevant field

DBS India - Culture & Behaviors

- Performance through Value Based Propositions
- Ensure customer focus by delighting customers & reduce complaints
- Build pride and passion to protect, maintain and enhance DBS’ image and reputation
- Enhance knowledge base, build skill sets & develop competencies
- Execute at speed while maintaining error free operations
- Maintain the highest standards of honesty and integrity.

Location:

Gurgaon

Job:

Product Sales

Schedule:

Regular

Employee Status:

Full time

📌 Senior Associate, Treasures Bancassurance Specialist, Consumer Banking Group (Gurugram)
🏢 DBS Bank
📍 Gurugram