RC - Centralised UW - Credit Manager - Rural Credit
INTERNAL USAGE:
No. of Vacancies:Reports to:Underwriting & Process Head CO
Is a Team leaderYTeam Size:2 to 5
Grade:
Business:Corporate CenterDepartment:Retail CreditSub-Department:Rural Credit
Location:
About Rural Credit
Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor Women under Joint Liability Group.
AbouttheRole
The Central Underwriting Manager manages the credit activities and related processes of the Rural verticals. Is responsible for smooth functioning of the processes designed by the dept / bank, support stake holders for CO related activities. Initiating current projects, driving executions across PAN India. Handling Process improvements, co-ordinations across verticals.
Key Responsibilities
Review of the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process
Managing the Team and ensuring adherence to defined Turn Around Time & Audit compliances
Develop current processes / improve existing process and ensure proper SOP documentations.
Ensure proper support system is provided to all the verticals under the Rural Credit for smooth processing of loans and Training / enabling to comply with internal / regulatory compliances
Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
Qualifications Desired
Graduation/ Post- Graduation / Post Graduate in Agri business Management (MBA/ CA preferred) from a recognized institute.
Role Proficiencies:
Knowledge of credit, preferably Farmer Funding / MSME and product trends and analytical knowledge
Knowledge of regulatory guidelines and norms
Ability of multitasking and Valuable communication skills