Manage the overall portfolio of the assigned area, ensuring healthy growth and portfolio quality.
Develop and execute area-level business plans aligned with organizational objectives.
Drive customer acquisition, portfolio expansion, renewals, cross-selling, and retention.
Monitor portfolio performance, delinquency, collection efficiency, and risk indicators.
Identify early warning signals and take corrective actions to minimize portfolio deterioration.
Ensure timely follow-up and resolution of overdue accounts in coordination with the collections team.
Analyze portfolio MIS and performance dashboards to identify trends, gaps, and prospects.
Build and maintain robust relationships with customers, channel partners, and other stakeholders.
Ensure compliance with company policies, processes, regulatory requirements, and credit guidelines.




Conduct regular field visits to understand market conditions, customer requirements, and team performance.
Guide, coach, and motivate area-level teams to achieve business and portfolio targets.
Coordinate with Credit, Operations, Collections, Sales, and other functions for smooth portfolio management.
Identify new business opportunities and develop strategies to improve market penetration.
Prepare periodic performance reports and present key insights and action plans to senior management.
Ensure high standards of customer service and resolution of customer grievances.
Maintain solid control over operational risks, documentation, and process adherence.

📌 Area Portfolio Manager Jaipur (India)
🏢 RKP Finance
📍 India