Job Responsibilities
Evaluate and analyze loan applications as per company credit policies.
Conduct detailed credit assessment and verify applicant documents.
Analyze income, banking transactions, credit history, and repayment capacity.
Conduct field verification and coordinate with the sales team for case processing.
Identify potential credit risks and ensure proper risk mitigation.
Ensure compliance with company policies, KYC, and regulatory guidelines.
Review and verify customer and collateral-related documents.
Maintain accurate records and timely update of credit-related MIS.
Coordinate with Branch Manager, Sales, Risk, and Operations teams for smooth loan processing.
Eligibility
Graduate in any discipline.
Relevant experience in credit/loan underwriting will be preferred.
Candidates with experience in secured lending will be preferred.
Valuable analytical, communication, and decision-making skills.
Freshers with a relevant educational background may also apply.
Key Skills
Credit Analysis
Loan Underwriting
Risk Assessment
Financial & Banking Analysis
Documentation & Verification
MS Excel / MIS
Communication & Coordination