Key Responsibilities:
Handle credit underwriting for MSME/LAP loan proposals across the assigned territory.
Analyse financials, banking, bureau reports, income, and repayment capacity.
Conduct PD/field visits and assess customer and business profiles.
Identify credit risks and ensure compliance with credit policies.
Coordinate with Sales, Operations, Legal, and Technical teams.
Support Branch Credit Managers/Credit Officers in credit decisions.
Ensure timely processing of cases while maintaining portfolio quality.
Required Skills: MSME/LAP underwriting, financial analysis, risk assessment, secured lending knowledge, and valuable communication skills.