4766 Business Analyst Functional Fincraft Re-engineering 2 Mumbai • Translate banking and lending business requirements into functional specifications for product development. • Work on product enhancement and implementation of lending solutions including LOS, LMS, and CBS modules. • Define and document credit underwriting workflows, credit scoring models, policy rules, and risk frameworks within the system. • Collaborate with technology teams, business stakeholders, and implementation teams for solution design and product delivery. • Support product lifecycle management including requirement gathering, product design, UAT, and rollout. • Ensure alignment of product functionalities with banking regulations, credit policies, and risk guidelines. • Work on digital lending journeys, STP processes, and automation of credit decisioning. • Engage with banks, NBFCs, and financial institutions to understand market requirements and incorporate them into the product roadmap. • Provide domain expertise during client implementations and solution discussions. • Analyze market trends, regulatory changes,



and industry practices to enhance product offerings. Bachelor’s degree, Master’s, or an equivalent combination of education and work experience required. 4 to 10 Years

Job Description

- Strong understanding of the Lending Lifecycle, including Origination, Underwriting, Disbursement, Servicing, and Collections.
- Experience in Credit Risk Management, Credit Policy, Underwriting, or Lending Product Management.
- Knowledge of Loan Origination Systems (LOS), Loan Management Systems (LMS), and Core Banking Systems (CBS).
- Familiarity with Retail, SME, or Corporate Lending processes.
- Exposure to risk-based pricing, credit scoring models, CAM automation, and credit policy frameworks.
- Understanding of regulatory requirements and compliance within the BFSI sector.
- Robust analytical skills, stakeholder management capabilities, and documentation expertise.
- Ability to work effectively in cross-functional environments with technology and business teams.

📌 Business Analyst Functional (Mumbai)
🏢 Nelito
📍 Mumbai