Role & responsibilities

- Provide overall strategic leadership and build the NBFC into a scalable, profitable and well-governed financial institution.
- Develop and execute the companys business strategy, annual operating plan, budgets and growth roadmap in alignment with Board objectives.
- Lead the business launch and expansion strategy, including product, geography, branch/network, digital and distribution models.
- Drive sustainable AUM growth, revenue, profitability, customer acquisition and market presence, while maintaining portfolio quality.
- Develop and strengthen the NBFCs credit, risk, collection, operations, technology and customer-service frameworks.
- Establish appropriate credit policies, underwriting standards, risk appetite, approval authorities and portfolio monitoring mechanisms.
- Ensure strict compliance with RBI regulations, applicable NBFC regulations, statutory requirements, Board policies and internal controls.
- Build a strong ALM, treasury, liquidity and capital-management framework and maintain healthy funding relationships.
- Develop relationships with banks, financial institutions, investors, debt providers, rating agencies, fintech/technology partners and other strategic stakeholders.
- Lead fund-raising and liability management, including bank finance, NCDs, securitisation, co-lending and other appropriate funding avenues.
- Build a high-performance leadership team across Business, Credit, Risk, Collections, Finance, HR, Technology, Compliance and Operations.
- Establish a performance-driven culture with clearly defined KPIs, accountability structures and management review mechanisms.




- Identify opportunities for current products, customer segments, partnerships and technology-led financial services.
- Ensure effective implementation of MIS, dashboards and data-driven decision-making across the organisation.
- Maintain strong focus on asset quality, NPA control, collection efficiency, fraud prevention and operational risk.
- Ensure robust corporate governance, audit, compliance and internal control systems.
- Present regular business, financial, risk and strategic performance reports to the Board and shareholders.
- Identify emerging market, regulatory, competitive and operational risks and ensure timely corrective action.
- Represent the company before regulators, lenders, investors, industry bodies and other key stakeholders.
- Drive organisational readiness for future scale, technology integration, geographic expansion and potential institutional fund-raising/IPO, as applicable.

Preferred candidate profile

- Senior leadership experience in NBFC, banking, financial services or lending businesses.
- Proven experience in building, scaling or transforming a lending business.
- Strong understanding of RBI/NBFC regulatory framework, credit, risk, collections, treasury,



ALM and financial management.
- Demonstrated ability to drive AUM growth while maintaining portfolio quality and profitability.
- Experience in fund-raising, lender relationships and institutional stakeholder management.
- Strong commercial understanding combined with a high level of governance, compliance and risk discipline.
- Experience in building and managing senior leadership teams and multi-functional organisations.
- Entrepreneurial mindset with the ability to operate effectively in a growth-stage organisation.
- Strong strategic, analytical, negotiation and decision-making skills.
- Excellent communication and Board-level presentation capabilities.
- Preference for candidates with experience in launching new products, entering new markets or building branch/digital distribution networks.

Perks and benefits

- Competitive CEO-level compensation linked to experience and business scale.
- Performance-linked annual incentive based on business growth, profitability, asset quality and strategic milestones.
- Long-term incentive / ESOP or equity participation, subject to company policy and Board approval.
- Opportunity to build and lead a growing NBFC from an early stage.
- Direct interaction with the Board, promoters, institutional lenders and investors.
- Leadership mandate across strategy, business, risk, finance, operations and technology.
- Professional development and participation in industry, regulatory and financial-services forums.
- Executive benefits and other facilities as per company policy.

📌 Chief Executive Officer (Thiruvananthapuram)
🏢 Mannil Exim (opc)
📍 Thiruvananthapuram