Assist in reviewing credit applications for SME. Analyze basic financial statements, borrower profiles, cash-flow summaries, and collateral details.
Responsibilities
- Conducting loan account reviews to assess repayment behavior, account conduct, and exposure quality.
- Verify adherence to approved loan terms, repayment schedules, and covenants.
- Prepare wellstructured credit review notes and working papers in line with Standard operating procedure.
- Support periodic portfolio reviews.
- Support Onshore Relationship Manager in assessing creditworthiness using internal rating models and risk scoring tools.
- Review and keep up to date, and fully abide by the process operational and administrative procedures and ensure process compliance.
- Participating in the training programs based on business needs.
- Attending team meetings or customer calls
📌 Banking Operations Associate (Chennai)
🏢 NTT DATA Business Solutions
📍 Chennai
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