Job Title

Branch Credit Manager HL/LAP/ML | Secured Lending

Job Description:

We are hiring Branch Credit Manager | NBFC

Locations: Ramnagara

CTC: 2.0 LPA 4.5 LPA

Experience: 1 To 4 Years

Industry: NBFC / HFC / Financial ServicesProduct Experience Required

- Home Loans (HL)
- Loan Against Property (LAP)
- Micro Loans (ML)
- Secured Lending

Key Responsibilities

- Evaluate and underwrite loan proposals as per company credit policy.
- Assess customer eligibility, income, financials and repayment capacity.
- Conduct credit appraisal and risk assessment of HL/LAP/ML proposals.
- Ensure proper verification and documentation before sanction/disbursement.
- Coordinate with Sales, Operations and RCU teams for smooth processing.
- Maintain portfolio quality and ensure adherence to credit guidelines.

Candidate Profile





- 14 years of relevant experience in secured lending credit.
- Experience in HL/LAP/ML products is preferred.
- Robust knowledge of credit appraisal and underwriting.
- Good analytical and decision-making skills.
- Candidates from NBFC/HFC/Banking background preferred.

Interested candidates can share their updated CV on WhatsApp: (phone hidden)

You can also add these keywords in the Naukri posting:

Branch Credit Manager, BCM, Credit Manager, Credit Officer, Credit Appraisal, Credit Underwriting, Home Loan, HL, LAP, Loan Against Property, Micro Loan, ML, Secured Lending, NBFC, HFC, Credit Assessment, Loan Underwriting, Credit Risk, Retail Credit.

📌 Branch Credit Manager (Ramanagara)
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