Role & responsibilities:

Achieve monthly Gold Loan disbursement, AUM and revenue targets.

- Generate recent business through NTB/ETB customers, branch referrals, DSAs and local market sourcing.
- Develop and maintain relationships with branch teams, DSAs, channel partners and customers.
- Drive customer acquisition through field visits, lead generation, local marketing and referrals.
- Promote gold loan products to existing liability and retail banking customers.
- Ensure timely renewals, top-ups and repeat business from existing customers.
- Coordinate with gold valuers/valuation agencies and ensure adherence to valuation norms.
- Monitor pending cases and ensure smooth processing and timely disbursement.
- Maintain healthy portfolio quality and support collections and repayment follow-ups.




- Ensure adherence to KYC, documentation, fraud-prevention, compliance and internal lending policies.
- Identify potential fraud and ensure proper verification of customer and collateral-related documentation.
- Conduct regular market and competitor analysis to identify new business opportunities.
- Track daily/weekly sales performance and prepare MIS reports.
- Work closely with Operations, Credit, Collections and Branch teams for smooth customer servicing.
- Travel extensively within the assigned territory for business development and customer acquisition.

📌 Sales Manager (Gandhidham)
🏢 SKILLVENTORY
📍 Gandhidham