Mandatory Skills

- Hands-on experience in Crismac application testing.
- Strong knowledge of Credit Risk, Credit Assessment, Lending, Decisioning, and BRE (Business Rules Engine).
- Experience in testing Loan Origination Systems (LOS) and Credit Underwriting workflows.
- Valuable understanding of Retail Lending products such as Personal Loans, Business Loans, Home Loans, and SME Lending.
- Experience in Functional Testing, SIT, Regression Testing, and UAT.
- Ability to validate credit policies, eligibility rules, scorecards, and decisioning logic.
- Strong SQL and Database Testing skills.
- Exposure to API Testing using Postman or similar tools.
- Experience with Agile methodology and defect tracking tools like JIRA.

Responsibilities
- Perform end-to-end testing of Credit Risk and Lending applications.
- Validate credit assessment workflows, decisioning engines, and BRE rules.




- Test loan origination, underwriting, approval, disbursement, and customer onboarding journeys.
- Execute test cases, analyze defects, and coordinate with development and business teams for resolution.
- Conduct database validation and API testing for lending applications.
- Support SIT, UAT, and production release activities.

Preferred Domain Experience
- Banking & Financial Services
- Retail Lending
- Credit Risk Management
- Loan Origination & Underwriting
- Decisioning and Rule Engine Platforms

Mandatory Skills: Crismac, Credit Risk, Credit Assessment, Lending, Decisioning, BRE

Location: Mumbai

Notice Period: Immediate to 30 Days Preferred.

Experience: 3-8 Years

📌 Senior Test Engineer - Credit Risk & Lending (Mumbai)
🏢 QualityKiosk Technologies
📍 Mumbai