At SBI Card, the motto Make Life Simple inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.
What s in it for YOU
1. SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
2. Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
3. Dynamic, Inclusive and Diverse team culture
4. Gender Neutral Policy
5. Inclusive Health Advantages for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
6. Commitment to the overall development of an employee through comprehensive learning development framework
Role Purpose Responsible for leading dispute resolution process at vendor site for resolving credit card transaction disputes due to fraud/service issues.
Role Accountability
1. Manage vendor partner team at vendor location working on SBI Credit Card Chargeback Process, ensuring desired performance levels as per agreed KPIs Scope of work (SOW) and adherence to network guidelines
2. Ensures operating procedures are understood and adhered to by the vendor partner resources
3. Track SLA adherence for various sub-processes as defined by external stakeholders (i. e. VISA and MasterCard) and internal stakeholders, taking corrective measures in case of deviation
4.
Ensure all chargeback activities performed by the vendor are handled in line with statutory/network guidelines
5. Prepare and disseminate daily reports on Inventory, Productivity and Accuracy metrics to concerned stakeholders
6. Escalate appropriate issues with the vendor partner to the Chargeback Lead/ reporting manager
7. Develop and document SOPs for all processes and implement best practices to support and manage the dispute/chargeback process
8. Ensure periodic network partner rule changes and process changes are adopted by vendor teams as per schedule, including dissemination of updates to the Partner trainers and uploading of relevant documentation in KM tools
9. Conduct monthly performance of the partner and recommend changes to KPIs SOWs as per industry leading standards
10. Ensure timely closure of Vendor contracting/renewal/billing related matters
11. Escalation handling and Identifying root causes for escalations
12. Track all MIS getting published by WFM ( TAT Burst, Not Submitted , Inventory) etc.
13. Analyze and reduce repeat complaints
14. Scan the market, benchmark Highlight process gaps, share improvement suggestions implement the same to enable cost reduction/ enhanced customer experience/ better productivity/ Complaint reduction/ simplify operation for Agents
15.
Conduct risk assessment of the activities of the CBK partner staff by evaluating transaction reports and process audits for accuracy and drive process simplification through automations robotics and forward initiatives
16. Ensure adherence to internal policies and external /regulatory guidelines in chargeback operations
17. Provide necessary documentation/data related support for internal and external audits
18. Ensure process documentation and compliance adherence
Measures of Success
1. Compliance to defined processes by the regulators and network providers i. e. VISA / MasterCard/ Rupay AMEX
2. KPIs- Resolution TAT /accuracy/productivity adherence for BOT/Outsourced Processing team
3. Reduction in Repeat Complaints Regulatory Escalations
4. Timely resolution/ update on escalations from regulatory bodies Escalation desk.
5. Reduction in write offs
6. No adverse observations in internal/external audits
7. Process Adherence as per MOU
Technical Skills / Experience / Certifications
1. Certified by Visa/MC on Chargeback process
2. Experience with Visas VROL and MasterCard system
3. Knowledge of Rupay and American Express Networks is a plus
Competencies critical to the role
1. Analytical Skills
2. Result Orientation
3. Process Orientation
Qualification
Graduate in any discipline
Preferred Industry
FSI
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.