Group Company: AU Small Finance Bank Limited

Designation: Senior Gold Appraiser - Gold Loan

Office Location:

Position description: #Position description#

Primary Responsibilities: #Primary Responsibilities#

Additional Responsibilities: #Additional Responsibilities#

Reporting Team

• Reporting Designation: #Reporting Designation#
• Reporting Department: #Reporting Department#

Educational Qualifications Preferred
Education and Experience#

• Category: #Category#
• Field specialization: #Field specialization#
• Degree: #Degree#
• Academic score: #Academic score#
• Institution tier: #Institution tier#

Required Certification/s: #Required Certification/s#

Required Training/s: #Required Training/s#

Required Work Experience

• Industry: #Industry#
• Role: #Role#
• Years of experience: #Years of experience#

Job Brief:- AU Small Finance Bank Limited is seeking an experienced skilled to lead the valuation and appraisal of gold assets within our Operations and Services department.



This role demands a high level of expertise in gold appraisal to support the bank's gold loan portfolio, ensuring accurate and timely assessment of gold collateral. The ideal candidate will have extensive knowledge of gold purity testing, market trends, and regulatory compliance, contributing to risk mitigation and operational efficiency. This position plays a critical role in maintaining the integrity of the bank's secured lending practices and requires collaboration with multiple teams to uphold service excellence and customer trust.

Responsibilities:-

• Conduct exact and reliable appraisal of gold jewelry and bullion to determine market value for loan processing.
• Verify gold purity using advanced testing methods such as XRF analysis and acid testing to ensure authenticity.
• Maintain up-to-date knowledge of gold market trends, pricing fluctuations, and regulatory guidelines affecting gold loans.
• Collaborate with credit and risk teams to assess

📌 Senior Gold Appraiser Vizianagaram (India)
🏢 AU Small Finance Bank
📍 India