About the Role

We are looking for a CA Qualified / CA in Practice professional with relevant experience in credit analysis, credit assessment, credit reporting, and credit management. The candidate will be responsible for reviewing credit proposals, assessing financial and credit risks, preparing credit reports, and supporting credit-related decision-making.

Key Responsibilities

- Conduct detailed credit analysis and assessment of customers/borrowers.

- Review financial statements, balance sheets, P&L;, cash flows, and other financial information.

- Evaluate the creditworthiness and financial strength of clients/customers.

- Prepare and review credit appraisal reports, credit reports, and credit-related documentation.

- Analyze existing and proposed credit limits, exposure, repayment capacity, and risk factors.

- Identify potential credit risks, deviations, and financial irregularities.

- Review loan/credit proposals and supporting documents for accuracy and completeness.

- Coordinate with credit managers, finance teams, and other stakeholders regarding credit-related matters.





- Monitor existing credit exposures and highlight potential risk areas.

- Support credit managers and senior management in credit evaluation and decision-making.

- Ensure compliance with internal credit policies, procedures, and applicable guidelines.

- Prepare MIS and periodic reports related to credit analysis and portfolio performance.

Required Skills

- Strong knowledge of Credit Analysis and Credit Risk Assessment.

- Experience in Credit Reporting / Credit Appraisal.

- Good understanding of financial statements and financial ratios.

- Knowledge of lending, credit exposure, repayment capacity, and risk assessment.

- Strong analytical and problem-solving skills.

- Positive knowledge of MS Excel and financial analysis.

- Excellent documentation and report-writing skills.

- Ability to work with large volumes of financial and credit data.

Pay: ₹80,000.00 - ₹90,000.00 per month

Work Location: In person

📌 Credit Audit / Credit Analysis (Chennai)
🏢 Long Shot Assignment
📍 Chennai