What you will work on:
You will manage a team of credit managers and sanction credit cases within your delegated authority,

overseeing credit appraisal and monitoring for the assigned region.
You will take an execution-driven approach to underwriting, with a strong focus on building a clean and optimum loan portfolio.
Your role involves underwriting and preparing credit proposals based on local market requirements, ensuring credit policies and processes are implemented across branches.
You will analyse portfolio health, credit risk, and asset quality, and provide timely credit feedback and guidance to the Sales/Business team.
You will build, coach, and lead an effective regional credit team while keeping attrition levels in check.




You should be comfortable conducting independent field visits and making sanction decisions under time pressure.

The ideal candidate
Solid analytical and decision-making skills, with knowledge of affordable LAP credit policies and scorecards.
Proficiency in digital KYC, fraud control, and MIS tools, along with LOS & LMS software.
Working knowledge of local property markets, title documents, and municipal/registration practices.
Excellent communication skills in Tamil, English, and Hindi (Telugu/Kannada a bonus).
Should be capable of thinking out of the box and adapting to a rapid-moving, digitally driven workplace.

📌 Credit Manager Lap Chennai
🏢 iKonsult Recruitment Solutions
📍 Chennai