Location: Pune / Chennai

Experience: 8+ years

Qualification: Chartered Accountant (CA) – Mandatory

Domain: Banking / BFSI – Mandatory

Role Overview

We are looking for an experienced Chartered Accountant with solid exposure to Balance Sheet Substantiation, account reconciliation and financial control within the Banking / BFSI domain. The role will be responsible for ensuring the accuracy, completeness and substantiation of balance sheet accounts, managing reconciliation activities and driving timely resolution of open and aged items.

Roles & Responsibilities

- Perform end-to-end balance sheet and account substantiation activities for assigned accounts.
- Prepare and review account reconciliations and ensure balances are adequately supported by appropriate documentation.
- Perform GL and sub-ledger reconciliations and investigate variances, discrepancies and reconciliation breaks.
- Review balance sheet accounts for unusual movements, aged balances and outstanding items.
- Identify, investigate and resolve open, aged and unreconciled items within defined timelines.
- Coordinate with relevant business, operations and finance teams for resolution and closure of outstanding items.
- Support month-end, quarter-end and year-end financial close activities.
- Perform balance sheet analysis and provide explanations for significant movements and variances.
- Maintain accurate reconciliation documentation and ensure audit-ready substantiation.
- Support financial control activities and adherence to internal accounting and control procedures.
- Assist with audit queries, control reviews and remediation of identified issues.




- Monitor and report outstanding reconciliation items, exceptions and aged balances.
- Ensure compliance with applicable accounting policies, internal controls and process guidelines.
- Contribute to process improvement, standardization and automation initiatives within reconciliation and financial control processes.

Mandatory Requirements
- Chartered Accountant (CA) qualification.
- 8+ years of overall relevant finance experience.
- Mandatory Banking / BFSI experience.
- Hands-on experience in Balance Sheet Substantiation / Account Substantiation / Balance Sheet Reconciliation.
- Strong experience in GL and account reconciliation.
- Experience in open-item, aged-item and exception management.
- Experience with month-end / quarter-end financial close.
- Strong understanding of financial controls and balance sheet review.

Preferred Experience
- Retail or Corporate Banking Operations.
- Suspense and clearing account reconciliation.
- Nostro / Vostro reconciliation.
- R2R / Record to Report and Financial Control.
- Shared Services / GBS / captive or outsourced banking finance operations.
- Exposure to core banking systems such as Finacle or Flexcube.
- ERP exposure such as Oracle Fusion, SAP or PeopleSoft.
- Knowledge of ICFR, RCSA, audit substantiation or control testing.

Key Skills
- Balance Sheet Substantiation
- Account Reconciliation
- GL Reconciliation
- Balance Sheet Review & Analysis
- Open & Aged Item Management
- Exception / Break Management
- Financial Control
- R2R / Record to Report
- Banking / BFSI Finance Operations
- Month-End & Quarter-End Close

📌 Balance Sheet Substantiation (Pune)
🏢 Global it solutions
📍 Pune